Medicare Annual Enrollment Ends Dec. 7! Call now to beat the deadline.

Your Medicare Timeline

When you’re ready to explore Medicare, we’re ready to help.

Annual enrollment is Oct. 15─Dec. 7. New plans available for 2023.We can help you enroll or switch. Call Now!
2+ years before turning 65

It’s never too soon to start thinking about the future. Two or more years before you’re Medicare eligible, you should ask yourself:

  • When am I eligible for Medicare?
  • When should I enroll in Medicare?
  • How will Medicare be affected by my health savings account (HSA)?
  • Who will help me with my health coverage decision before Medicare?

Need health coverage now? We’ve got you covered with individual health insurance plans.

12 months before turning 65

By now, you may have a better understanding of Medicare but there’s always more to consider. Here are some important steps to take now:

Download the RetireMed Complete Guide to Medicare

6 months before turning 65

It’s time to take action. You’ll be eligible to enjoy Medicare benefits in six months.

Contact our advisor team at 855.257.0173 to discuss your unique needs, plans for retirement or for working past 65, and other factors that will determine your specific next steps as they relate to Medicare and the enrollment process.

3 months before turning 65

You can officially enroll in a Medicare plan to begin the month you turn 65.

Call 855.257.0173 or schedule an appointment with an advisor.

Working Past 65

Retirement isn’t a requirement to enroll in Medicare. If you’re working past 65, you have many factors to consider as you decide on your health care coverage, including:

  • Do you need to take Medicare even though you’re still working?
  • Should you delay Medicare Part B?
  • How does Medicare work with your health savings account (HSA)?
  • How does Medicare work with your employer’s health insurance?
  • Can you be penalized for not taking Medicare at age 65?

Our advisors are here to help you answer these questions and more. We can even compare your employer coverage to Medicare to see which makes the most sense for you.

View Transcript

We’re going to compare employer coverage versus Medicare and what you need to know if you plan to keep working past the age of 65 in one minute. We hear it all the time. What is better – should I stay on my employer coverage, or should I switch to Medicare? What you need to remember is that retirement is not a requirement to go on Medicare. Regarding your employer coverage, you need to consider – what is my premium? What is my deductible? Do I have a spouse or any dependents on my coverage? Are those higher costs than if you went onto Medicare? What is your Medicare eligibility? When considering Medicare, the cost for you can be much lower than your employer coverage. Medicare gives you extra benefits that your employer coverage may not give you. Learn why more than 50,000 individuals have trusted us with their Medicare guidance.

Still want to learn more about Medicare?