Turning 65 & Medicare
Whether you plan to retire or continue working, you have some important decisions to make regarding Medicare when you turn 65.
Ready to sign up?
If you find yourself in this window of time, you are officially eligible.
Initial enrollment period
begins three months before
the month you turn 65
Your 65th Birthday
Initial enrollment period
ends three months after
the month you turn 65
Expert Tip* Enrollment requirements and deadlines can get tricky, so even if you’re unsure about starting Medicare during this timeframe, contact our team now to make sure you’re meeting deadlines and avoiding coverage gaps or potential penalties and fees.
Speak with an expert advisor.
Our team supports you through every step in the Medicare process—from finding the right plan to enrollment and beyond. We'll handle all the paperwork and make sure you’re on track for a smooth transition to Medicare. Our support doesn't stop there—we want to ensure you have all the health insurance tools you need, which is why we provide lifelong assistance to all our clients. Plus, our services are always provided at no cost.
Our experts in Medicare will:
- Get to know your individual needs
- Research custom coverage options
- Help you compare plans
- Help you enroll in the right plan
- Provide lifelong support
Meeting with us is easy:
- In-person at our Miamisburg or Blue Ash office
- Phone appointment
- Zoom video appointment
Working Past Age 65
Now more than ever, individuals are working past 65 and delaying retirement. The good news: Retirement is NOT a requirement for Medicare. That’s right. You can take advantage of your Medicare benefits without retiring.
Our knowledgeable advisors can:
- Compare your employer coverage to Medicare to see which makes the most sense
- Show you why Medicare may save you hundreds of dollars annually
- Help you access Medicare plan benefits while continuing to work
- Explain how a health savings account (HSA) works with Medicare
- Enroll you in the plan of your choice
- Provide lifelong support
Not sure what to do?
You’re not alone. Medicare can seem overwhelming. You’re likely being bombarded with mail and commercials about Medicare that can be confusing. Don’t worry; help is here!
We recommend you start with a conversation with one of our expert advisors. Our team will take the time to get to know you one-on-one and hear what matters most to you. We’ll discuss your unique needs, plans for retirement or for working past 65, and other factors that will determine your specific next steps as they relate to Medicare and the enrollment process.
You have a health insurance advocate for life.
We're passionate about helping people just like you, and we genuinely care. We’ll answer any questions you may have about penalties, HSAs, spousal coverage, employer coverage compared to Medicare, costs, and more. We will give you the tools and resources you need to make a confident decision for your health care plan and will continue to provide support and guidance for life―all at no cost.