Enroll or switch during AEP: Oct. 15 – Dec. 7

Just Announced: 2026 Medicare Part B Premium & Deductible Rates

The Centers for Medicare and Medicaid Services (CMS) recently announced that the standard monthly premium for Medicare Part B beneficiaries will be $202.90 in 2026, an increase of $17.90 from $185.00 in 2025. Those with annual individual incomes above $109,000 have a higher Part B premium, and the specific amount is based on their earning bracket

The annual deductible for all Part B enrollees will be $283 in 2026, increasing from $257 in 2025. 

The Medicare Part B premium, deductible, and coinsurance rates are determined annually based on the Social Security Act.
 


What led to the Part B premium and deductible increases?

According to CMS, the Part B premium and deductible increases were mainly a result of projected price changes and expected utilization increases. 

What does Part B cover?

Medicare Part B generally covers two types of medical services: medically necessary services or supplies and preventive services. Some examples include:

  • Physician services
  • Health screenings
  • Outpatient hospital services
  • Durable medical equipment
  • Ambulance services
  • Mental health services (inpatient and outpatient)

2026 Medicare Part A Deductible 

The Medicare Part A inpatient hospital deductible will increase by $60 in 2026, making it $1,736, up from $1,676 in 2025. Medicare Part A covers inpatient hospital stays, skilled nursing care, hospice, inpatient rehabilitation, and some home health care services. Though this deductible is increasing, about 99% of Medicare beneficiaries don’t pay a Part A premium because they have the required minimum of 40 quarters of Medicare-covered employment.